Some things make me angry. Some things make me irate. And other things give me rage that I cannot explain. Health insurance is one of those last things. First of all, it’s the biggest rip-off in the world. Secondly, it’s probably the most misunderstood thing ever. If you think you got a good deal, you’re wrong. Just when something bad actually happens, you find out that your insurance is crap, you are on your own. Can you do anything about it? No, because you signed a contract. On the other side, you can get really good coverage if you give up half of every paycheck. If you’re like me, you never get sick, and so you never see that money again. The end result is this: The ‘responsible’ people get good coverage, but because they are responsible, they never have to use it. The irresponsible people get the cheap coverage, and get hurt, and then get nothing out of it. Where does all the money go then? I think you already know the answer to that one.